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Saravan Stocks
       
Quarterly Results
Cholamandalam Investment & Finance Company Ltd Industry:  Finance & Investments
BSE Code ISIN Demat Book Value(R) NSE Symbol Div & Yield % Market Cap (Rs.Cr) P/E(TTM) EPS(TTM) Face Value(R)
511243 INE121A01024 280.8846703 CHOLAFIN 0.13 128401.53 30.15 50.63 2
Quarters :
ParticularsMar 2025(Rs.Cr)Dec 2024(Rs.Cr)Sep 2024(Rs.Cr)
Operating Income7025.056709.216226.60
Total Income7120.696812.356292.75
Interest3362.293271.783055.13
Employee Expenses921.76880.65794.65
Selling & Administrative Expenses0.000.000.00
Impairment of Assets0.000.000.00
Loss on Forex Transaction0.000.000.00
Other Expenses441.70473.89458.95
TOTAL OPERATING EXPENDITURE4725.754626.324308.73
Operating Profit Before Prov. & Cont.2394.942186.031984.02
Provisions & Write Offs625.29664.02623.52
Depreciation63.4358.4361.92
TOTAL EXPENDITURE5414.475348.774994.17
Tax513.18470.57384.52
Fringe Benefit Tax0.000.000.00
Deferred Tax-73.68-93.52-48.99
Reported Profit After Tax1266.721086.53963.05
Extra-ordinary Items0.000.000.00
Adjusted Profit After Extra-ordinary item1266.721086.53963.05
    
EPS (Unit Curr.)15.0612.9311.46
EPS (Adj) (Unit Curr.)15.0612.9311.46
Calculated EPS (Unit Curr.)15.0612.9211.45
Calculated EPS (Adj) (Unit Curr.)15.0612.9211.45
Calculated EPS (Ann.) (Unit Curr.)60.2351.6745.82
Calculated EPS (Adj) (Ann.) (Unit Curr.)60.2351.6745.82
Book Value (Unit Curr.)0.000.000.00
Dividend (%)0.0065.000.00
Equity168.25168.23168.15
Reserve & Surplus0.000.000.00
Face Value2.002.002.00
    
Public Shareholding (No. Of Shares)0.000.000.00
Public Shareholding (% in Equity)0.000.000.00
    
Pledged/Encumbered - No. of Shares0.000.000.00
Pledged/Encumbered - % in Total Promoters Holding0.000.000.00
Pledged/Encumbered - % in Total Equity0.000.000.00
    
Non Encumbered - No. of Shares0.000.000.00
Non Encumbered - % in Total Promoters Holding0.000.000.00
Non Encumbered - % in Total Equity0.000.000.00
    
PBIDTM(%)73.0571.4570.92
PBDTM(%)25.1922.6921.85
PATM(%)18.0316.1915.47
    
Net Interest Income0.000.000.00
Operating Expenses0.000.000.00
Loan Losses & Provision0.000.000.00
Assets Under Management184746.00174567.00164642.00
    
Return on Equity(%)22.2019.7018.20
Operating Expenses to Net Interest Income(%)0.000.000.00
Cost to Income Ratio40.5039.9040.60
Loan Loss Provision Ratio1.201.401.40
Loans Spreads(%)0.000.000.00
Net Interest Margin(%)8.007.707.50
Provision Coverage Ratio(%)34.5834.4235.42
Capital Adequacy Ratio19.7519.7619.50
Tier I Capital14.4114.9215.04
Tier II Capital5.344.844.46
    
Gross Non Performing Assets0.000.000.00
Net Non Performing Assets0.000.000.00
(%) Gross Non Performing Assets3.974.003.78
(%) Net Non Performing Assets2.632.662.48
Return on Assets(Annualised)0.000.000.00
Return on Assets3.603.203.20
Loans Disbursed(Amt Rs cr)26417.0025806.0024314.00
Loans Sanctioned/Approved(Amt Rs cr)0.000.000.00
Loan Book(Amt Rs cr)0.000.000.00
Dividend Per Share(Rs)0.001.300.00
Diluted EPS15.0312.8911.43
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